 It's tempting to use your tax return to buy something fun and exciting. It's also such a relief when those funds show up in your bank account. But, in a world that is very unsure and uneasy, it might be time to think practically when it comes to your tax return this year!
Hello Goose Creek! How are you? We hope you and your family are doing well, and we hope you know we miss you! Know that through everything we are here for you, and if there is anything we can do to help you, please don't hesitate to reach out to us! It was a much different April than any of us expected or could have imagined. Tax day came and went without much attention. For the first time since 1955, when April 15th officially became tax day, we didn't have to pay our taxes on that day. It was also the first time since 1955 that tax day was moved, this time to July 15th. It was very strange for us, of course. But, we know that for many families in Goose Creek, this might have been a huge relief! Did this help you and your family? If you still haven't paid your taxes, you do have time to do so. But, we do recommend that you do so as quickly as you can. This way you can receive your tax return quicker and possibly your stimulus check too if you haven't already! Regardless, for every accounting service in Goose Creek and tax preparation in Goose Creek, this was a very strange April. Thankfully there are still plenty of great things to look forward to on the horizon. One of those great things being the appearance of our tax returns in our bank accounts or mailboxes. For many families, the appearance of this money comes with a lot of relief, bills being paid, and sometimes something very fun for the whole family. But, as we mentioned before, this April and the whole of 2020 has created quite a different dynamic for our everyday lives. As much as we love surprising the family with a new TV, A new car, or a family vacation, now might be the time to look at your tax return in ways you never have before. Being the best tax preparation service in Goose Creek, we wanted to share some of the best and worst ways you can spend your tax return. By doing so, we hope to help bring awareness to what is important right now, and what isn't. Please note, we are a family company. We love our town and want each of you to rise to the best of your abilities. We respect the freedom of your decisions but want to help you through these difficult times as best we can. WHAT NOT TO SPEND YOUR RETURN ON!
WHAT TO SPEND YOUR RETURN ON!
Money can be a difficult and tricky topic, but it doesn't have to be. We hope these tips help you and your family through this difficult time. Remember if you are looking for the best accounting services in Goose Creek, the best tax preparation in Goose Creek, business consulting in Goose Creek, bookkeeping in Goose Creek, or payroll services in Goose Creek, we are here for you! Our phone lines and inboxes are waiting for you. Don't hesitate! Please stay safe, everyone. We will see you soon!
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 Money for many of us is tighter in new ways than we could ever have imagined. How can you make life a little easier while you adapt to the changing world around you?
It seems strange that while the world is turned on its head and we are living differently than we ever have before, there are still bills to pay, groceries and important items to buy, and other possible expenses heading our way. Before your tax return shows up and the stimulus check appears in your bank account, money might be very tight at the moment. For those of you who have been put on furlough or have been laid off from your job and you're now depending on an unemployment check or your savings, these times are even scarier. For those who don't have unemployment or savings, these times could be very dire. We understand, and we sympathize with you. With these changing times, we wanted to share a few tips and pieces of advice to help manage your money while the world is on hold. We hope these tips and suggestions help while you wait on your tax return, your stimulus checks, and to head back to work.
At the end of the day, the biggest thing you need to focus on is to not panic and to make wise decisions. Panicking can lead to some very drastic decisions, especially when it comes to your money. Please remember we are all going through this together. We are here to answer any questions you might have or to advise you during this difficult time. We are still here to offer everyone in Goose Creek the best tax services too. Please don't be a stranger. Give us a call or email us, we will figure out your next best step, together!  It's so easy to splurge during the holidays, but don't forget that Thanksgiving is just one of many festive activities on your list over the next few weeks and months. You also might want to still have a few dollars left in the bank once the new years begins. So enjoy these tips on how to save a few dollars as you approach the holiday season.
I'm not sure about you, but Thanksgiving has always been one of my favorite holidays! Sitting around with your loved ones, celebrating the things you have to be thankful for, all topped off with an amazing plate (or two) stuffed full of amazing food, all ending with a nap? That sounds pretty perfect to me. It's so easy to want to buy the best foods, the best decorations, and the best little extra things to make these days special. But remember, you can still make Thanksgiving and every holiday special without breaking the bank. Just in time to start buying all of your favorite items to kick off the holiday season, here are a few tips on how to take care of your bank account while still celebrating the holidays in style!
The holidays can be overwhelming and expensive. But if you take the time to do a little extra research and planning, they certainly don't have to be. Use this list to help enjoy your holiday, let it be a little less stressful, and save some money while you're at it!  You've made the runs to the grocery store for the bottles of water, bread, and PB&J. But when it comes to natural disasters, you need to consider your financial preparedness as well.
It's not new news that hurricane season is here. The weather channel, our weather apps, and friends up North have made sure we don't forget. But hurricane season isn't just about being prepared by storing up on non-perishable foods, batteries, bottles of water, and having an evacuation plan. You financially need to be prepared and ready for a hurricane, especially here in the Lowcountry. Now that we have had a taste of our first hurricane of 2019, we need to remember that one could be on its heels. Hurricane season isn't over until November. So, you still have time to get prepared. It goes without saying that yes, you need to make sure that your home and family are safe and prepared for anything. Make sure your home is stocked with what you'll need to get through a storm if you're going to stay. Follow all of the safety precautions laid out by local officials and police, and make sure you make informed and safe decisions. Your safety and the safety of your loved ones and pets are the first things that need your attention. But these precautions need to be taken care of even before the hint of the first hurricane appears. Taking care of your financial needs ahead of time will help eliminate stress, worry, and truly help you when a storm does arrive. Here in the Lowcountry, it's not a question of if, it's when.
Last but very not least, keep cash handy! ATMs might be down or unavailable after a storm. You might not be able to get cashback at a store or even get to the inside of your bank. Make sure to have a safe stash with you or ready to go when you evacuate. Most plan for at least 72 hours worth of lodging, food, and travel expense. So start with that amount, and go from there. We hope this information is helpful for this year's storms and for many storms to come. Now that we've had the taste of our first one you have time to get prepared for the next hurricane. But as you do so, don't panic. If do just a few of these main points, you will be ahead of the game. Please stay smart, safe, and prepared this hurricane season!  Has this been a financially difficult year for you and your family? Here are five unique ways to help your family save some money to make those difficult times a little easier.
Home and family expenses are something that will always be there. No matter where you are in your life, something usually always pops up that becomes an unexpected cost or something you just weren't financially prepared for. It's okay, it happens! Commonly, you are always looking for the next best way to save a few dollars every month or every week as you budget for your family or your life. Here are five different and unique ways to save a little extra money to help your family stay a little more financially comfortable no matter what happens.
2. Work From Home Who wouldn't love the opportunity to go to work in your PJs, in a beautiful and comfortable space that you've created, with your favorite four-legged pet as your coworker? A lot of perks will come out of this choice faster than you could think. Right away, you'll be saving money on your commute. You might be walking a few feet to get to work, but you will no longer be driving miles to get to the office and back home again. This will cut down on gas cost and maintenance to your vehicle. This could also be a huge time saver for you. You can have the option to sleep in a little longer before you have to clock in. You can use this extra time to drop your kids off at school or pick them up. You can save money on babysitters, too! You'll be home if anything happens, you won't need a pickup service, and you no longer need to rely on anyone to be there when they get home. You also won't need to go out for breakfast, lunch, snacks, or coffee. You can walk right into your kitchen for anything you might need. This could also turn into another monetary gain from your employer. It ultimately saves them money in operational cost if you're working from home using your own power, internet, and phone lines. So, they just might be willing to give you a raise for making this move home since you will be helping them save more money in the long run too. 3. Weekends and Vacations How often do you take advantage of your town or city? How often have you treated yourself to a staycation? You don't have to spend tons of money or any money at all to create the best weekends, trips, or memories. Take advantage of the free parks and natural wonders around you. Take a packed lunch to the beach, a local pond, or park. Take advantage of free concerts, free admission days to art galleries and museums. Pay close attention to your town's local paper and read up on all the free activities offered throughout the year. Volunteer for local charities, go fishing, check out our local library, and go stargazing! The possibilities are endless! Have you heard of a staycation? It is exactly what it sounds like. Get ready to spend the most relaxing weekend (or week!) in your favorite PJs, cooking your favorite meals, and finally renting or checking out that movie or book you've been dying to get your hands on. If you're taking a full week of vacation - enjoy the wonders of your city. You don't need to spend hundreds or thousands of dollars to travel somewhere. Stay in a local hotel and pretend you're a tourist. See the sights, finally try out that new restaurant, and find a new (to you) watering hole! Enjoy your whole vacation with the comfort of your own home or hometown in the background! 4. Programmable Thermostats and Solar Panels It's easy when the depths of winter and the height of summer comes along that your electric bill skyrockets into some very scary high numbers. But think about it - you're keeping your home cozy or cool for a lot of time that you're not even home to enjoy it. And, it can be cumbersome to remember to change those thermostats before you walk out the door every day. Why not invest a little to gain back a lot? Programmable thermostats have become very affordable and most, if not all of them, can be controlled by your smart devices. So even if you forget to set them before you leave for the day, you can change your thermostats from anywhere! On top of that, save even more money by taking advantage of the sun here in the Lowcountry! If it has to be so hot, why not take advantage of it? Installations of solar panels can be extremely affordable if you work out the proper contract and don't buy them. Once they're installed and up and running if you're not using all the power you're generating, a lot of the time this power can be carried over into the next month. And sometimes, your local power companies will buy this extra power from you - giving you a little more money in the bank or credit towards the months when the sun isn't out as much. And don't worry about those cloudy days or cooler weather. Solar panels store energy for days and months that are known for not soaking up the sun. This way your money-saving options can continue throughout the year! 5. Save Money when the Windfall Comes Have you recently stumbled upon a very profitable time in your life? Have you recently inherited or won a good sum of money? Have you recently received a wonderful raise or bonus? Congratulations! The first thing a lot of us will do is throw this exciting chunk of change at a new car, a shopping spree, or a lavish vacation. There is nothing wrong with celebrating and enjoying these profitable times, but these windfalls won't always come around. Instead of spending all of this exciting capital on the fun stuff, put some of it in savings. Invest it for tougher and tighter times. Save it now for an even bigger and better dream or the opportunity to retire sooner. It might not be the most fun you could have at that moment, but you will appreciate it later down the line. Maybe when you least expect it! Hard financial times happen for all of us. But if you think about money-saving tips in new and unique ways, these hard times may become fewer and farther between. Start now by implementing these 5 tips into your everyday life to make the rest of 2019, and into the beginning of 2020, a little easier for you and your bank account! |
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